2011 Benefits Wellsville Bargaining Unit Employees

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2. This report is proposed to be an abnormal state review. The terms and states of the advantages depicted are resolved singularly by the rundown arrangement portrayals (SPDs) or arrangement records and outlines of material changes of the Dresser-Rand Company Welfare Plan, Pension Plan for Employees of Dresser-Rand Company, Dresser-Rand Company Retirement 401(k) Plan. In the occasion of any conflicting

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2011 Benefits Wellsville Bargaining Unit Employees

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This report is planned to be an abnormal state outline. The terms and states of the advantages portrayed are resolved exclusively by the outline arrange portrayals (SPDs) or plan reports and synopses of material alterations of the Dresser-Rand Company Welfare Plan, Pension Plan for Employees of Dresser-Rand Company, Dresser-Rand Company Retirement 401(k) Plan. In case of any conflicting arrangements, the dialect of the arrangement archives applies. As previously, the Company stores to itself, as per its sole and restrictive circumspection, the privilege to change, correct or end this Plan as indicated by the terms of the material arrangement records and subject to any aggregate bartering understandings. Benefits depicted thus may not naturally apply to workers at all areas or representatives secured under a work understanding. Plan is liable to nondiscrimination decides that may diminish or restrain the duty focal points of the arrangement for specific workers. Disclaimer

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Dresser-Rand Benefits Enrollment will be on-line Benefits site: www.dresser-rand.com/advantages Can audit benefits data on site Can get to online enlistment framework by choosing: 2011 Benefits Enrollment

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Dresser-Rand Benefit Programs Health Medical/Prescription Wellness Dental Vision Health Savings Account (HSA) Flexible Spending Accounts (FSAs) Employee Assistance Program (EAP) Income Protection Basic Life and AD&D Optional Life Voluntary AD&D Business Travel Benefits Voluntary Group Legal Disability Pension Plan 401K Overview

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Full-time representatives working more than 35 hours for each week AND Part-time workers working more than 20 hours for each week are qualified for all advantages Eligibility Health & Income Protection

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Who would you be able to cover? Your lawful companion Your unmarried kids (natural, embraced or step-youngsters) until the finish of the month they accomplish age 26 Other unmarried kids who live with you in a parent-kid relationship and for whom you have legitimate guardianship. (Same age rules apply as over) Your unmarried kids age 26 or more established who are ensured by BlueCross to be incapacitated because of mental or physical handicap and who are subject to you for money related support (the inability must be confirmed preceding age 26) NOTE: If both you and your life partner work for Dresser-Rand, the arrangement does not permit "twofold scope". Just a single of you may pick scope for your qualified kids. What's more, on the off chance that you pick an enlistment classification that covers your life partner, your mate won't be qualified to likewise pick duplicative scope under any Company-supported Plan or program. Qualified Dependents

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Medical Options MedicalPlus - A Consumer Directed Health Plan with a Preferred Provider arrange PPO – Preferred Provider Option Medical Benefit Choices

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MedicalPlus uses a PPO system of suppliers Choice of doctors and doctor's facilities BlueCross BlueShield offers the biggest PPO organize in the United States Higher level of advantages utilizing BCBS arrange suppliers No claim structures to document when utilizing system suppliers Lower assert costs through arranged system Prescription Coverage through Caremark Health Savings Account commitment MedicalPlus

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In-Network Benefits $2,500 Individual or $5,000 Family Deductible (joined medicinal and remedy claims) 10% Coinsurance (Plan pays 90%) After the buy of two 30-day refills for any support solution at retail drug stores, every future refill for those remedies must be dispatched through the Caremark mail arrange benefit Annual Out-of-Pocket Maximum (counting deductible) $3,000 individual or $6,000 family Wellness Benefits and Well Baby Benefits in light of Preventive Services Task Force Guidelines (100% scope, deductible does not make a difference, no most extreme) MedicalPlus

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Out-of-Network Benefits $3,000 Individual or $6,000 Family Deductible (consolidated restorative and solution claims) 30% Coinsurance Medical (Plan pays 70%) 35% Coinsurance Rx (Plan pays 65%) Annual Out-of-Pocket Maximum (counting deductible) $5,000 individual or $10,000 family No Wellness Benefits "Sensible & Customary" applies MedicalPlus

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In-Network $2,500 Individual or $5,000 Family Deductible (joined therapeutic and remedy claims) 10% Coinsurance (Plan pays 90%) After the buy of two 30-day refills for any upkeep pharmaceutical at retail drug stores, every future refill for those remedies must be dispatched through the Caremark mail arrange benefit Annual Out-of-Pocket Maximum (counting deductible) $3,000 individual or $6,000 family MedicalPlus – Prescriptions Caremark

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Out-of-Network Benefits You pay the full, undiscounted cost at the drug store and should present a paper guarantee frame You are qualified for up to 65% repayment No physician recommended tranquilize out-of-pocket greatest MedicalPlus – Prescriptions Caremark

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Health Savings Account (HSA) sans tax spending represent qualified medicinal/professionally prescribed medication, dental, vision, wellbeing club enrollment (with a specialist's confirmation), and exercise gear (with a specialist's accreditation) Access reserves utilizing a charge card or checkbook Gives you more control of cash spent on human services Dresser-Rand will add to each member's HSA (FSA if Medicare qualified) Employees can make extra assessment advantaged HSA commitments through finance deduction(Up to IRS Limits) Over-the-counter solution is not reimbursable unless there is a specialist's solution for it Contributions are not "utilize it or lose-it"! MedicalPlus Health Savings Account

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2011 Dresser-Rand Annual Contribution* Employee Only $1,000 Employee + 1 $1,500 Family $2,000 *Company commitments kept in advance; allocated in view of bit of logbook year remaining. MedicalPlus Health Savings Account

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2011 Optional Employee Contributions Employee Only Up to an extra $2,050 ($3,050 if 55 Years Old by 12-31-2011) Employee + 1 Up to an extra $4,650 ($5,650 if 55 Years Old by 12-31-2011) Family Up to an extra $4,150 ($5,150 if 55 Years Old by 12-31-2011) MedicalPlus Health Savings Account

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Further HSA data: Account must be initiated – watch your mail for data from ACS/Mellon Interest Rate of 0.1% (starting at 7-1-2009) Monthly expense of $2.25 for records with equalizations under $3,000 (charge considered) Electronic proclamations are energized - $0.75 month to month expense for paper explanations Once you have aggregated an adjust of $1,500 or more, you can move abundance adjust into one of the Dreyfus common reserve venture choices You can visit www.HSAmember.com for more data MedicalPlus Health Savings Account

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PPO uses same system as MedicalPlus Choice of doctors and clinics BlueCross BlueShield offers the biggest PPO organize in the United States Higher level of advantages utilizing BCBS arrange suppliers No claim structures to document when utilizing system suppliers Lower guarantee costs through arranged system Prescription Coverage through Caremark No HSA Contribution PPO BlueCross BlueShield of Illinois

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In-Network Benefits $300 Individual or $700 Family Deductible 20% Coinsurance (Plan pays 80%) Annual Out-of-Pocket Maximum (counting deductible) $2,000 individual or $4,000 family Wellness Benefits and Well Baby Benefits in light of Preventive Services Task Force Guidelines (100% scope, deductible does not have any significant bearing, no most extreme) PPO BlueCross BlueShield of Illinois

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Out-of-Network Benefits $600 Individual or $1,400 Family Deductible 40% Coinsurance (Plan pays 60%) Annual Out-of-Pocket Maximum $4,000 individual or $8,000 family (barring out of system medications) No Wellness Benefits "Sensible & Customary" applies PPO BlueCross BlueShield of Illinois

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In-Network Benefits No Deductible Retail Benefit ( up to a 30-day supply) $10 co-installment for Generic Prescriptions 35% Coinsurance for Brand Prescriptions (Plan pays 65%) Per remedy greatest cost of $150 After the buy of two 30-day refills for any support solution at retail drug stores, every single future refill for those medicines must be dispatched through the Caremark mail arrange benefit Mail Order Benefit ( up to a 90-day supply) $20 co-installment for Generic Prescriptions 25% Coinsurance for Brand Prescriptions (Plan pays 75%) Per solution greatest cost of $300 Annual Out-of-Pocket Limit $1,250 individual or $2,500 family PPO – Prescriptions Caremark

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Out-of-Network Benefits You pay the full, undiscounted cost at the drug store and should present a paper assert shape You are qualified for up to 65% repayment No physician endorsed sedate out-of-pocket greatest PPO – Prescriptions Caremark

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2011 Monthly Employee Contributions MedicalPlus Employee Only $ 19.40 Employee + 1 $ 33.00 Family $ 46.40 PPO Employee Only $ 44.20 Employee + 1 $ 82.40 Family $ 120.60 NEW EMPLOYEES: Complete the online Health Risk Assessment and your 2011 therapeutic scope commitment will be decreased by $6.00per month starting the first of the month after your survey is prepared. Low maintenance EMPLOYEES: If you are low maintenance representative booked to work no less than 20 hours however under 35 hours for every week you are qualified for therapeutic scope at 150% of the month to month commitment rates expressed here for full-time workers. Medicinal Employee Contributions

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Preventive Care Both therapeutic choices pay certain pediatric & grown-up preventive care benefits Preventive care administrations in view of Preventive Services Task Force rules Wellness screenings, routine exams, inoculations, and so forth are Covered 100%, no yearly cutoff, not subject to deductible

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Wellness Program Blue Care Connection Condition Management Nurse wellbeing mentor is alloted to help you: Follow

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